Privacy Policy

Last updated: February 16, 2026

1. Introduction

CreditCardToExcel.com ("we", "our", or "the Service") is committed to protecting your privacy. This policy explains how we collect, use, and safeguard your information when you use our credit card statement conversion service.

2. Information We Collect

Account Information

When you sign in with Google, we receive your name, email address, and profile picture from Google. We store this information in our database (hosted on Supabase) to manage your account.

Uploaded Files

Credit card statement PDFs you upload are sent to Google's Gemini AI API for processing. We do not store your uploaded PDF files on our servers. Files are processed in memory and discarded after extraction is complete.

Usage Data

We track the number of statements converted per month to enforce usage limits. For anonymous users, we track usage by IP address. For signed-in users, we track usage by account ID. We do not store the content of your transactions.

Analytics

We use Vercel Analytics to collect anonymous usage statistics such as page views, device type, and geographic region. This data cannot be used to identify individual users.

3. How We Use Your Information

  • To provide the credit card statement conversion service
  • To manage your account and subscription
  • To enforce usage limits based on your plan
  • To process payments through our payment provider (Paddle)
  • To improve our service through anonymous analytics

4. Third-Party Services

  • Google Gemini AI — processes your uploaded PDF files to extract transaction data
  • Google OAuth — handles authentication when you sign in
  • Supabase — hosts our database and authentication system
  • Paddle — processes subscription payments
  • Vercel — hosts our application and collects anonymous analytics

Each of these services has their own privacy policy. We encourage you to review them.

5. Data Security

We use industry-standard security measures including HTTPS encryption, secure authentication tokens, and row-level security on our database. Your uploaded files are never stored permanently — they are processed in memory and immediately discarded.

6. Cookies

We use essential cookies to maintain your authentication session. We do not use advertising or tracking cookies.

7. Your Rights

You have the right to:

  • Access the personal data we hold about you
  • Request deletion of your account and associated data
  • Opt out of analytics tracking by using a browser ad-blocker

To exercise these rights, contact us at the email address listed below.

8. Changes to This Policy

We may update this privacy policy from time to time. We will notify users of significant changes by updating the "Last updated" date at the top of this page.

9. Contact

If you have questions about this privacy policy, please contact us at privacy@creditcardtoexcel.com.