Which credit card statements do you support?

We support PDF statements from all major US credit card issuers: Chase, American Express, Citi, Capital One, Discover, Bank of America, Wells Fargo, US Bank, and more.

How accurate is the extraction?

Our AI achieves 95%+ accuracy on digital PDF statements. You can review and edit all extracted data before downloading.

Is my financial data secure?

Yes. Your files are encrypted during upload, processed in memory, and immediately deleted. We never store your financial data.

Can I cancel anytime?

Yes. Cancel anytime with one click. No cancellation fees, no long-term contracts, no surprise charges.

Can I import into QuickBooks or Xero?

Yes. The CSV output imports directly into QuickBooks, Xero, Wave, FreshBooks, and most accounting software.

Why not download CSV from my issuer?

Many issuers limit access to 3-6 months. PDF statements are the permanent record. Bookkeepers need consistent format across all issuers.

How to Convert Discover Card Statements to Excel (2026)

Discover does offer CSV downloads for recent transactions — but if you have a PDF statement, need data from more than a few months back, or lost your QuickBooks/Quicken connection when Discover dropped QFX support in 2022, you need a different approach.

This guide walks through every method for getting Discover credit card transactions into Excel, including what Discover gives you natively and where it falls short. (For a general overview covering all issuers, see our credit card statement to Excel guide.)

What Discover Gives You Natively

Discover's online portal at discover.com does offer some export options. Here's what's available and what isn't.

CSV Export (Desktop Only)

Log in to Discover

Go to discover.com and sign in. You must use a desktop browser — the Discover mobile app does not support transaction export.

Go to Activity

Navigate to your credit card account and click on the Activity tab. Set the date range for the transactions you want.

Export

Look for the "Export" or "Download" option. Select CSV format and save the file.

The CSV includes basic transaction data: date, description, amount, and transaction type. It works well for recent activity and simple expense tracking.

What the Native Export Doesn't Cover

⚠️ Warning

Discover's CSV export has significant limitations: it only covers recent months of activity, excludes fees and interest charges, and is not available on mobile. PDF statements are available for up to 7 years with paperless enrollment.

Key limitations:

Limited date range — the CSV export covers recent months only, not your full statement history
No fees or interest — the download includes purchases and payments but may omit late fees, interest charges, and statement-level totals
Desktop only — the Discover mobile app has no export functionality
No QFX/OFX support — Discover discontinued QFX (Web Connect) downloads in September 2022, breaking direct imports into Quicken and older QuickBooks Desktop versions

That last point is a significant issue. If you previously imported Discover transactions directly into Quicken or QuickBooks via Web Connect, that workflow no longer works. You'll need to export CSV or convert PDF statements instead.

When You Need PDF Conversion

Use PDF conversion when:

Your data is older than a few months — PDF statements go back up to 7 years; the CSV export doesn't
You need the complete statement — fees, interest, payment summaries, and running balances are only in the PDF
You're doing year-end bookkeeping — converting 12 monthly PDF statements is faster than manually downloading and merging 12 separate CSV exports
You lost your Quicken/QuickBooks connection — with QFX discontinued, PDF-to-CSV is the most reliable import path
You need an official record — for tax filing, audits, or reimbursement, the PDF statement is the authoritative document

Step-by-Step: Convert a Discover PDF to Excel

Download Your Discover Statement PDF

Log in to discover.com
Go to your credit card account
Click "Statements"
Select the billing period you need
Click to download the PDF

With paperless statements enabled, Discover keeps up to 7 years of statements in your online archive.

Upload to CreditCardToExcel

Go to CreditCardToExcel.com and upload your Discover PDF statement. The AI reads the document, identifies every transaction, and extracts dates, descriptions, amounts, and categories automatically.

CreditCardToExcel handles Discover's specific statement layout, including their cashback rewards section and transaction categorization.

Review and Download

Preview all extracted transactions on screen. Each transaction is auto-categorized (Meals, Travel, Shopping, etc.). Make any adjustments, then download as Excel (.xlsx) or CSV.

Key Takeaway

Need to convert a full year of Discover statements? The batch upload feature (Pro plan) lets you upload up to 5 PDFs at once, so you can process January through December in a single session.

Supported Discover Card Types

All Discover credit card products use the same PDF statement format. CreditCardToExcel works with:

Discover it Cash Back — the flagship 5% rotating categories card
Discover it Miles — travel rewards card
Discover it Student Cash Back — student card
Discover it Secured — secured credit card
Discover it Chrome — gas and dining rewards

Statement format is identical across all these card types, so extraction accuracy is consistent regardless of which Discover card you have.

After Conversion: What to Do with Your Spreadsheet

Import into QuickBooks or Xero

Since Discover dropped QFX support, CSV import is now the standard way to get Discover transactions into accounting software:

QuickBooks Online/Desktop — File > Import > Bank Data (CSV format)
Xero — Bank Accounts > Import a Statement
Wave, FreshBooks — similar CSV import workflows

For step-by-step instructions, see our guide to importing credit card statements into QuickBooks.

Categorize for Tax Prep

CreditCardToExcel auto-assigns expense categories to each transaction. This saves significant time during tax season — especially for self-employed individuals and small business owners who need to separate personal and business charges. See our guide to categorizing credit card expenses for taxes.

Analyze Spending Patterns

With your Discover data in Excel, you can create PivotTables to see spending breakdowns by category, merchant, or month. This is especially useful for comparing how much your Discover cashback rewards actually offset your spending in bonus categories.

FAQ

Frequently Asked Questions

No. The Discover mobile app does not support transaction export. You need to use the desktop website to download CSV or PDF statements.

Discover discontinued QFX (Web Connect) downloads in September 2022. If you previously used Quicken's direct import, you'll need to switch to CSV import. Download your statement as PDF, convert to CSV with CreditCardToExcel, then import the CSV into Quicken.

Discover keeps PDF statements for up to 7 years with paperless enrollment enabled. The CSV export only covers recent months of activity. For historical data, use the PDF statements.

Yes. CreditCardToExcel encrypts all uploads with 256-bit TLS, processes files in memory, and deletes them immediately after conversion. We never store your financial data. See our privacy policy.

Yes. With a Pro or Business plan, batch upload lets you process multiple PDFs in one session — useful for year-end bookkeeping or catching up on several months.

The CSV download includes basic transaction data (date, merchant, amount) for recent months. The PDF statement is the complete official record — it includes fees, interest charges, payment summaries, cashback rewards earned, and running balances for the full billing cycle.

Ready to convert your Discover statement? Upload your PDF here — takes about 30 seconds, and your first conversions are free.